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9 Types of Business Loans and Their Pros and Cons

Zenefits

Is yours an established business or a startup with?cash business loan?to working capital so you can meet your daily business obligations. business loan?options business owners. business lines? Looking for a business loan. lenders stand ready to make many types of loans to qualifying businesses.

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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

And limited credit is in part caused by the difficulty of predicting which small businesses will and won’t succeed. In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application.

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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

And limited credit is in part caused by the difficulty of predicting which small businesses will and won’t succeed. In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application.

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Why Small Businesses Aren’t Hiring… and How to Change That

Harvard Business Review

Why aren’t successful small businesses adding more jobs? We tend to equate job growth with business success but the reality is far more nuanced than that. Adding jobs is a capital investment, not a cash flow issue. But as business size gets smaller, access to capital shrinks dramatically.