Chief Executive

MARCH 10, 2023

Industrywide loss ratios (claim costs divided by earned premiums) increased from 43 percent in 2016 to 65.4 Insurance is Not a Panacea Cyber insurance has been a key element in risk mitigation, giving companies the recourse to pass on the lion’s share of the costs of a network outage to an insurance carrier.

Insurance 97

Insurance Software Risk Management Government 97

Harvard Business Review

SEPTEMBER 16, 2016

For example, at the end of its 2015 fiscal year, Apple’s balance sheet stated tangible assets of $290 billion as a contribution to its annual revenues, with approximately $141 billion worth of intangible assets — a combination of intellectual capital, brand equity, and (investor and consumer) goodwill.

Balance Sheet 13

Balance Sheet Assets Insurance Operations 13

Harvard Business Review

SEPTEMBER 14, 2018

Ever since the forced bankruptcy of the investment bank Lehman Brothers triggered the financial crisis 10 years ago, regulators, risk managers, and central bankers around the globe have focused on shoring up banks’ ability to withstand financial shocks. Peter Dazeley/Getty Images.

Banking 14

Banking Assets Risk Management Accounts 14

Harvard Business Review

MARCH 1, 2017

Money, equities, bonds, titles, deeds, contracts, and virtually all other kinds of assets can be moved and stored securely, privately, and from peer to peer, because trust is established not by powerful intermediaries like banks and governments, but by network consensus, cryptography, collaboration, and clever code.

Banking 15

Banking Insurance Assets Government 15

Harvard Business Review

JANUARY 12, 2018

A study by Deloitte estimated that “assets under automated management” (including hybrid offerings) in the U.S. This would represent between 10% and 15% of total retail financial assets under management. At the end of 2016, Fitch Ratings estimated that all robo-advisors managed under U.S.$100B

Assets 8

Assets Marketing Operations Benefits 8

Harvard Business Review

APRIL 25, 2017

The increasing use of phishing by cybercriminals to trick users into divulging their password credentials is the most alarming — a recent report from the Anti-Phishing Working Group (APWG) found that 2016 was the worst year in history for phishing scams , with the number of attacks increasing 65% over 2015. journalists.

Government 8

Government User Experience Assets Banking 8

Vantage Circle

JANUARY 9, 2024

Platform Accessibility: Self-Service Portals : This enables employees to access and update their personal information, view pay stubs, and manage benefits. Mobile Accessibility : Provides mobile access to essential HR functions, allowing employees and managers to perform tasks on the go.

Software 64

Software Compliance Onboarding Administration 64