Harvard Business Review

SEPTEMBER 16, 2016

For example, at the end of its 2015 fiscal year, Apple’s balance sheet stated tangible assets of $290 billion as a contribution to its annual revenues, with approximately $141 billion worth of intangible assets — a combination of intellectual capital, brand equity, and (investor and consumer) goodwill.

Balance Sheet 13

Balance Sheet Assets Insurance Operations 13

Harvard Business Review

JUNE 14, 2016

Strewn about the table were probably the tools of your trade: reams of data, balance sheets and P&Ls. This currency is only “printed” and stored as assets when we focus on positive things and express gratitude for them. Most frequently, these high-return assets come from our lives outside of the office.

Manager 14

Manager Balance Sheet Assets Banking 14

Harvard Business Review

MARCH 14, 2017

household participates in 29 different loyalty programs, according to the 2015 Colloquy Loyalty Census. First, blockchain could help relieve a large balance-sheet liability that many in the industry are facing. Loyalty programs have proliferated across travel, retail, financial services, and other economic sectors.

Travel 15

Travel Balance Sheet Banking Revenue 15

Harvard Business Review

SEPTEMBER 1, 2015

Why did Alexis Tsipras, who led Greece’s fight against the EU until recently, resign as prime minister, forcing general elections for the third time in 2015? The government has also agreed to sell at least €50 billion of assets to recapitalize Greek’s banks.

Banking 12

Banking Balance Sheet Government Assets 12

Harvard Business Review

JULY 12, 2017

It breeds indifference, which in turn breeds a yawning gap between underwriters, whose balance sheets absorb risk (the risk takers), and customers, whose enterprises create risks (the risk makers). In 2015 these top three players generated 48% of the revenues among the top 50 brokers in the U.S.

Insurance 15

Insurance Balance Sheet Assets Revenue 15

Harvard Business Review

SEPTEMBER 25, 2017

For instance, before the crisis, the three largest German banks had two-thirds of their total assets in foreign markets; today it is only one-third. According to Dealogic, banks have divested more than $2 trillion in assets since 2007. Their share of total foreign investment assets has risen from 8% to 14% over the past ten years.

Banking 8

Banking Assets Balance Sheet Marketing 8

Harvard Business Review

MARCH 1, 2018

.—while still a net importer of oil—is now selling millions of barrels of oil to China, Britain, Mexico, and India, a new reality made possible when restrictions on crude oil exports were lifted in 2015. Most major producers with large balance sheets will likely hedge their bets and attempt both. The soaring U.S.

Cash Flow 14

Cash Flow Transportation Balance Sheet Energy 14