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Q&A: Recent Bank Failures Do Not Mean It’s 2008 All Over Again

UVA Darden

The federal takeover has fueled fear among some that the failures are precursors to something akin to the Great Recession, when 450 banks failed between 2008 and 2012. Smith: The Silicon Valley Bank, or SVB, invested heavily in relatively “safe” assets, in that the investments had little or no likelihood of default.

Banking 52
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Q&A: Recent Bank Failures Do Not Mean It’s 2008 All Over Again

UVA Darden

The federal takeover has fueled fear among some that the failures are precursors to something akin to the Great Recession, when 450 banks failed between 2008 and 2012. Smith: The Silicon Valley Bank, or SVB, invested heavily in relatively “safe” assets, in that the investments had little or no likelihood of default.

Banking 45
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Are You Paying Enough Attention to Your Sales Force?

Harvard Business Review

There''s a question all top managers should ask: How can I make my sales force, which is one of the biggest and most important investments my company makes, perform more effectively?". Sales forces are expensive. sales forces exceeds $800 billion a year. sales forces exceeds $800 billion a year. times the estimated $169.5

Sales 9
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J.C. Penney Desperately Needs a Strategy

Harvard Business Review

Penney's disastrous 4th quarter 2012 loss of $2.51 per share, which capped off a year with a greater than 30% same-store sales decline, should have come as no surprise. Higher sales/square foot will produce 11?/share, Penney', overall store sales are plummeting dramatically. Penney' sales, there may be some hope.

Sales 16
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Developing Countries Are Revolutionizing Mobile Banking

Harvard Business Review

On February 16, 2012, Barclays of U.K. NPCI has one major asset: The 60+ large banks in India connected to its ATM Network. For instance, it is experimenting with the concept of mobile point of sale devices as a relatively inexpensive alternate to traditional point of sale terminals. NPCI used mobile as the channel. (A

Banking 18
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How to (Gradually) Become a Different Company

Harvard Business Review

Through a raft of acquisitions and divestments since the early 1990s, it has transformed into a focused world-leading coatings manufacturer with $15 billion in sales. Since 1995, when glass and coatings each accounted for about 40% of sales, the split has evolved to 93% coatings and 7% glass today.

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Viral By Design: Teams in the Networked World

Harvard Business Review

That puts vast new arrays of assets in play, from crowds to drones, sensors to shoppers. If teams can leverage those assets, hard and soft, digital and real-world, mass them quickly or marshal them with precision accuracy, teams can gain advantage as never before. The Invisible Children, Inc. Emergent, yes. None tell the whole story.

Media 15