Chief Executive

MAY 25, 2023

One possibility, Scheef says, is checking out cash-management platforms such as IntraFi ICS, a service that allows thousands of banks to spread out a company’s funds in increments of $249,000 to as many banks as necessary to get the amount covered by FDIC insurance in toto. In any event, see what your bank or banks can do.

Banking 98

Banking Cash Flow Insurance Risk Management 98

Chief Executive

MARCH 17, 2023

One possibility, Scheef said, is checking out cash-management platforms such as IntraFi ICS, a service that allows thousands of banks to spread out a company’s funds in increments of $249,000 to as many banks as necessary to get the amount covered by FDIC insurance in toto. In any event, see what your bank or banks can do.

Banking 52

Banking Cash Flow Insurance Risk Management 52

Harvard Business Review

NOVEMBER 23, 2016

These threats change the risk management calculus of firms hoping to succeed in a more turbulent world. Owning up to our own behavioral biases is a worthwhile starting point to discussing the problem of managing infrequent, severe events. Start-ups are particularly at risk today because of both their size and age.

Insurance 13

Insurance Risk Management Small Business Cash Flow 13

Harvard Business Review

MARCH 26, 2015

But in the aftermath of the financial crisis, risk managers have become increasingly involved in business strategy and decisions. The risk team helped run the numbers to ensure the client met the right credit threshold, then marketing prepared the package and the reps went to work. The risk function can do the same.

Risk Management 14

Risk Management Cash Flow Marketing Telecommunications 14

Harvard Business Review

SEPTEMBER 14, 2017

Even if a business knows how normal weather affects its earnings, unexpected abnormal weather events present their own risks. When weather conditions are on average adverse over days, weeks, or entire seasons, shortfalls in sales cause reduced cash flows and can lead to financial distress and business failure.

Cash Flow 8

Cash Flow Risk Management Sales Sales 8

Harvard Business Review

OCTOBER 21, 2016

” Improving risk management. Climate change, water scarcity, and poor labor conditions in much of the world increase the risk. These unpriced natural capital costs are generally internalized until events like floods or droughts cause disruption to production processes or commodity price fluctuation.

Assets 15

Assets Operations Revenue Energy 15

Harvard Business Review

AUGUST 24, 2017

While these explanations need not be mutually exclusive, we found that less litigation was, at least in significant part, consistent with active risk management by the CEO. When it came to risk taking and other behaviors that could generate litigation, lawyer CEOs appeared to act differently from non-lawyer CEOs.

Banking 8

Banking Compliance Cash Flow Biotech 8