Harvard Business Review

DECEMBER 2, 2010

Horizon 1 (H1) represents the current core operations of a company that produce the cash flow needed to sustain operations, to meet investor expectations, and to invest in future growth. Horizon 2 (H2) represents businesses that are generating fast-growing revenue streams.

Cash Flow 15

Cash Flow Assets Engineering Banking 15

Harvard Business Review

JULY 13, 2015

In banking and many financial-based businesses, it’s not uncommon to see a ratio of 10 or even 20, but that’s unique to those industries. They want to know, says Knight, “Does the company have the ability to develop revenue, profit, and cash flow to cover expenses?”

Accounts Payable 15

Accounts Payable Balance Sheet Cash Flow Accounts 15

Harvard Business Review

JANUARY 24, 2013

Cash flow needs to be stable and regular; you must have a track record of recurring or growing revenue that is documented for any impact investor to look seriously. Many angel investment groups will not even consider you if you are pre-revenue. Lenders need to see your ability to pay back cash starting today.

Cash Flow 10

Cash Flow Scaling Revenue Banking 10

Harvard Business Review

APRIL 4, 2016

There are people who disagree with that adage, of course, some saying that cash and cash flow are more important (and too often ignored). Banks, Knight says, tend to have low ROAs around 1%. Banks, for example, get as many deposits as they can and then loan them out at a higher return. Further Reading.

Assets 14

Assets Balance Sheet Cash Flow Banking 14

Harvard Business Review

JUNE 8, 2018

Since then, we interviewed several chief financial officers (CFOs) of leading technology companies and senior analysts of investment banks who follow technology companies. Business students are taught to value a company based on the discounted amounts of future cash flows or earnings.

Cash Flow 10

Cash Flow Metrics Revenue Assets 10

Harvard Business Review

OCTOBER 31, 2014

Now the best description might be, “giant bank account with a company attached.” Of course, that “success” didn’t come with a lot of revenue. There was a time when Twitter could be described as “plumbing.” Let me explain, starting with the plumbing. billion in less than a year. The company has piles of money — $3.6

Marketing 14

Marketing Cash Flow Software Media 14

Harvard Business Review

JANUARY 18, 2016

Airbnb is an example of a win-win quality improvement: landlords realize more cash flow from their assets, and customers gain both better choice and lower costs in their travel lodging options. There is also immediate ROI for investments in basic services as population moves in, because they capture new revenues from new users.

Real Estate 14

Real Estate Cash Flow B2B ROI 14

Harvard Business Review

MAY 28, 2018

By 2016, the rise of smart phones seemed to have made the company less relevant: Its revenues were at almost the same level they had been a full decade earlier. Then a new CFO joined the company: Masashi Oka, a financial industry veteran who had played a key role in transforming Mitsubishi UFJ Financial Group-owned Union Bank in the US.

Balance Sheet 12

Balance Sheet Cash Flow Banking Fixed Costs 12

Harvard Business Review

MARCH 26, 2015

those without bank accounts), by adopting the more dynamic “customer life cycle” view. The marketing and sales team of one major technology vendor, for instance, partnered with risk to assemble a range of financing packages to help its mid-market clients fund upgrades, manage invoice payments, and smooth cash flows.

Risk Management 14

Risk Management Cash Flow Marketing Telecommunications 14

Harvard Business Review

AUGUST 24, 2017

A nearly $150 million settlement is pending for the fake-account scandal that roiled the bank last year, and a new scandal has emerged: Recently it has been alleged that thousands of customers were signed up for insurance without their knowledge. ’s largest banks? What explains the divergence in the fortunes of two of the U.S.’s

Banking 9

Banking Compliance Cash Flow Biotech 9

Harvard Business Review

AUGUST 3, 2018

It failed to meet its revenue and subscriber growth targets. In a follow up HBR article , we interviewed several chief financial officers (CFOs) of leading technology companies and senior analysts of investment banks and distilled seven key insights from those discussions. What caused this slump?

Variable Costs 8

Variable Costs Revenue Assets Cash Flow 8

Zenefits

JULY 27, 2022

As your small business continues to scale, cash flow transparency and accounting efficiency become harder to maintain. The objective for most businesses is to grow revenue, but with your success, you may need to adjust your accounting tool and expense tracking process periodically. Poor cash flow visibility.

Accounts 52

Accounts Accounts Payable Cash Flow Software 52

Walk Me

AUGUST 18, 2022

If you go over your budget, you will be in trouble and have to borrow money from the bank. For example, a small hospital may lose revenue to a neighboring hospital with several MRI scanners. The cost of the scanner would then be set against the potential increase in revenue and lead to a decision-making outcome.

Manager 52

Manager Hospitality Insurance Operations 52

Harvard Business Review

JUNE 26, 2015

A major challenge for all retailers is managing the closures in a way that maximizes revenues and profits. ” On a year-over-year basis, stores undergoing liquidation often earn more revenue during liquidation than during Black Friday weekend or other high demand periods.

Cash Flow 12

Cash Flow Revenue Banking Operations 12

Harvard Business Review

MAY 14, 2015

Wall Street investment banks and hedge fund activists, some of whom began targeting McDonald’s a decade ago , also gain from the temporary boosts that buybacks produce. For the other four highest-paid McDonald’s executives named in the company’s proxy statements, average total compensation ranged from a low of $1.5

Compensation 13

Compensation Cash Flow Benefits Banking 13

Harvard Business Review

DECEMBER 27, 2013

For their part, small businesses are growing revenues faster than larger businesses. proprietary data shows that the smallest businesses have been growing revenues the fastest: In 2013 alone, micro business revenue on average grew by 2.14% while small business revenue grew by 1.18%. It’s not that the banks aren’t lending.

Small Business 10

Small Business Banking Revenue Cash Flow 10

Chris LoCutro

JANUARY 21, 2025

When cash flow is tight, its easy to get stuck in reactionary mode, making quick decisions that may not serve you in the long run. Optimizing Your Sales and Marketing Teams (00:13:37) Your revenue-generating teams are your lifeline during tough times. So let's dive into how you can lead with confidence when cash flow is tight.

Cash Flow 52

Cash Flow Sales Sales Revenue 52

Chief Executive

JANUARY 31, 2023

And Liberty Mutual is among those companies that have been slashing costs significantly by shifting to a cloud environment amid extreme revenue pressures in the insurance industry. And we have a partnership with [the nonprofit] Feeding America in which each of our 254 stores is aligned with a food bank. million pounds of food.

Cash Flow 97

Cash Flow Software Travel ROI 97

Chris LoCutro

NOVEMBER 12, 2024

I also explain how to avoid common pitfalls, such as mismanaging surplus funds or underestimating seasonal cash flow needs. We also dive into how we prepay significant expenses like our Next-Level Leadership LIVE Event to free up cash flow for the new year while reducing tax liabilities. Yeah, so there are, there's a lot.

Assets 59

Assets Revenue Cash Flow Balance Sheet 59