Harvard Business Review

APRIL 4, 2016

There are several ratios you can look at that will help you evaluate whether your company can generate sales and control its expenses. Banks, Knight says, tend to have low ROAs around 1%. ” Another reason you might see a very high ROA is if a company is messing with its balance sheet, explains Knight. Take Enron.

Assets 14

Assets Balance Sheet Cash Flow Banking 14

Harvard Business Review

NOVEMBER 22, 2016

banking and insurance businesses. A similar story can be told in retail banking, insurance, credit cards, retail, and other industries. Take a balance-sheet view. The high level of trust affords USAA access to copious customer data that it uses to inform personalized cross-selling and upselling.

Balance Sheet 12

Balance Sheet Insurance Telecommunications Banking 12

Harvard Business Review

MARCH 31, 2015

The company later announced loss in sales, but this has been tied more to a pattern of low profits in the last few years since the company’s merging with Kmart, than to the October data breach. Several banks are suing the company claiming that its negligence cost them tens of millions. The stock price declined 0.3%

Balance Sheet 13

Balance Sheet Cash Flow Banking Assets 13

Harvard Business Review

APRIL 9, 2015

If a company earns a $500,000 profit in a calendar year, shouldn’t it have $500,000 more in the bank on December 31 than it did on January 1 of that year? Sure, you may know this already, but people who haven’t studied finance often find this statement confusing. Excerpted from. HBR TOOLS: Return on Investment. Joe Knight.

ROI 15

ROI Cash Flow Revenue Balance Sheet 15

Harvard Business Review

JANUARY 9, 2015

Interest rates of zero meant that central banks took to targeting asset prices – stocks and bonds – to boost spending. So one solution suggested by a growing number of economists in Europe is for central banks to “helicopter drop” money , and directly finance private sector spending. We need new policies.

Banking 12

Banking Assets Government Balance Sheet 12

Harvard Business Review

JANUARY 24, 2017

For us, growth events mean simply concrete, directly observable achievements that foreshadow future success: for example, new customer contracts, initial export sales, new bank or equity financings, expanded production capacity, or expanded people platforms (e.g. strategic hires). day, scale-focused workshops and related activities.

Scaling 13

Scaling Banking Balance Sheet Sales 13

Harvard Business Review

APRIL 4, 2014

What we are not seeing, however, are many signs of truly ambitious growth strategies which could result in companies putting newly restored balance sheets to work. Banks, for example, may be increasing their volume of mobile transactions, but many do so while maintaining a costly system of branches and ATMs.

eCommerce 10

eCommerce Balance Sheet Strategic Planning Operations 10

Harvard Business Review

NOVEMBER 6, 2013

These factors have led to questions over the quality of banks’ balance sheets and whether many of the loans extended in recent years can actually be repaid, raising further doubts over the sustainability of the debt-fueled model. The third is the tax system.

Balance Sheet 8

Balance Sheet Government Revenue Sales 8

Harvard Business Review

OCTOBER 30, 2017

With refrains of “unlock hidden value” and “increase shareholder value,” and powered by over $120 billion in assets , activist investors like Trian look for companies like GE (or Procter & Gamble) whose share price is underperforming relative to its peers (or that have large amounts of cash on their balance sheets).

Balance Sheet 8

Balance Sheet Revenue Assets Digital Transformation 8

Peter Winick

DECEMBER 2, 2024

Recognizing its potential during a Mastermind session, she and her team developed a groundbreaking AI tool to simplify and analyze messy small business balance sheets. I mean, banks haven’t changed since the Venetian monks did it in 1200 or thereabouts to be able to take care of the rich Italians money. And he goes, No.

Media 302

Media Small Business Balance Sheet Scaling 302

Chris LoCutro

NOVEMBER 12, 2024

They've not done a really good job reconciling their bank accounts. So we have, you know, the sales areas that are always reporting to me, you know, helping me to know, here's what's coming in. You know, here's brand new sales, here's monthly recurring revenue. Balance sheet, we don't, we don't do debt.

Assets 59

Assets Revenue Cash Flow Balance Sheet 59