Chief Executive

OCTOBER 28, 2022

At Voya Financial, which serves more than 14 million people with retirement, benefits and asset management products, CIO Santhosh Keshavan is investing a large part of his tech budget this year and next year to help client employees better understand the benefits the financial services company provides. Flattening the Learning Curve.

Digital Transformation 52

Digital Transformation Insurance Benefits Risk Management 52

Harvard Business Review

NOVEMBER 23, 2016

These threats change the risk management calculus of firms hoping to succeed in a more turbulent world. Owning up to our own behavioral biases is a worthwhile starting point to discussing the problem of managing infrequent, severe events. Start-ups are particularly at risk today because of both their size and age.

Insurance 13

Insurance Risk Management Small Business Cash Flow 13

Harvard Business Review

SEPTEMBER 16, 2016

For example, at the end of its 2015 fiscal year, Apple’s balance sheet stated tangible assets of $290 billion as a contribution to its annual revenues, with approximately $141 billion worth of intangible assets — a combination of intellectual capital, brand equity, and (investor and consumer) goodwill.

Balance Sheet 14

Balance Sheet Assets Insurance Operations 14

Harvard Business Review

OCTOBER 25, 2016

It’s far more important to focus on two things: identifying and protecting the company’s strategically important cyber assets and figuring out in advance how to mitigate damage when attacks occur. What is the corporate chain of command in the event of a cybersecurity attack? Choose Which Areas to Protect.

Risk Management 13

Risk Management Insurance Assets Revenue 13

Harvard Business Review

JULY 18, 2013

We are talking here about an unforeseen event involving a physical asset owned by the enterprise or a third party. Major means an event that has the potential to severely interrupt a business'' ability to deliver on its promises to customers — perhaps a power station for a vital assembly plant going dark for months.

Risk Management 9

Risk Management Operations Assets Manager 9

Harvard Business Review

OCTOBER 21, 2016

” Improving risk management. Climate change, water scarcity, and poor labor conditions in much of the world increase the risk. Disruptions in the supply chain may affect production processes that depend on unpriced natural capital assets such as biodiversity, groundwater, clean air, and climate. Some 62.4%

Assets 16

Assets Operations Revenue Energy 16

Harvard Business Review

APRIL 19, 2016

This will not only challenge tax departments’ current calculations, but will also put increasing pressure on legal departments wrestling with IP asset and risk management. How and where 3D IP is owned and authorized for use will be critical to business relationships and the characterization of the income derived from them.

Assets 13

Assets ROI Revenue Transportation 13

Harvard Business Review

MARCH 22, 2018

.” The possibility of employee misconduct—the potential for behaviors or business practices that are illegal, unethical, or contrary to a firm’s stated values, policies, and procedures—is a form of risk just like liquidity risk or operational risk. Adverse selection.

Banking 16

Banking Risk Management Marketing Government 16

Harvard Business Review

JUNE 5, 2014

Attitudes have changed since 2010, the last time Washington debated serious climate action, and not only because most of us have connected the dots between climate change and the extreme weather events that ravage our communities. Government Risk management Sustainability'

Energy 12

Energy Risk Management Compliance Government 12

Harvard Business Review

AUGUST 28, 2017

Product improvements such as hurricane-resistant doors can nearly eliminate certain disaster risks and have relatively low installation costs. By investing in these durable improvements, real estate owners can lower their premiums because they have reduced the risk that their real estate assets face. During a time when the U.S.

Insurance 15

Insurance Real Estate Government Scaling 15

Harvard Business Review

JUNE 29, 2016

The transmission mechanism to the real economy is primarily via delayed or canceled investment decisions or the anticipatory redeployment of employment or production assets. Continually update the industry and company assessment as events unfold. Real economy. For example, a U.S. Run scenarios.

Risk Management 13

Risk Management Assets Banking Marketing 13

Harvard Business Review

DECEMBER 2, 2016

Leaked communications that were presumed private at the time have apparently had a major impact on world events. It can also help to rehearse events before they happen. Buried amid the furor of speculation about what results of the U.S. We’ve had a tendency to think of these primarily as addressable technical failures.

Assets 14

Assets Operations Engineering Media 14

Harvard Business Review

DECEMBER 20, 2013

Now six years later, an actual event has occurred that is eerily similar to that fictional scenario: a trusted retailer’s point-of-sale system security was breached and a large amount of customer data may be compromised. Crisis management Leadership Risk management' Remember Katrina.) Are you ready?

Media 9

Media Risk Management Compliance Assets 9

Harvard Business Review

NOVEMBER 5, 2012

The board's duty is to ensure a balance between wealth creation, financial discipline and risk management; to make the fusion of high performance with high integrity the firm's foundation; and to choose and reward a CEO who has the vision, motivation and skills to effect that essential balance and critical fusion.

Government 10

Government Accounts Risk Management Assets 10

Harvard Business Review

SEPTEMBER 14, 2012

Each plan should also contribute to better managed firms, with stronger market discipline, risk management practices and less stability-threatening imprudence. The bail-in idea is attractive because it applies losses up front (based on a valuation) rather than at the end, when assets are sold off.

Banking 8

Banking Balance Sheet Government Marketing 8

Harvard Business Review

DECEMBER 14, 2017

Considering a plan that socializes the monitoring with their workforce, to build a sense of common purpose and shared value in protecting corporate IP and other data assets. Those events should not distract companies from assiduously guarding against potential internal threats.

Software 8

Software Accounts Government Compliance 8

Harvard Business Review

DECEMBER 28, 2017

The land reforms triggered a series of events that spiraled into a major economic crisis and caused formal unemployment to soar to 90%. For companies willing to take on some risks, now is the time to buy local assets, which, though priced in USD, are still fairly cheap because of the associated risk.

Banking 8

Banking Government Marketing Telecommunications 8

Walk Me

AUGUST 18, 2022

Whether this is your first job in the role or you’re already a seasoned professional, the gap between the vision and the reality of being a healthcare manager can make the first year a real challenge. Examples of events that the healthcare manager needs to react quickly to include:-. Working capital management.

Manager 52

Manager Hospitality Insurance Operations 52

Harvard Business Review

NOVEMBER 17, 2017

This includes: identifying critical data and assets that could be at risk; assessing technical vulnerabilities; understanding the threat landscape; appreciating the potential regulatory and compliance consequences of cyber attacks; quantifying the financial implications of attacks (e.g., ” “What are our critical assets?”

Metrics 11

Metrics Compliance Insurance Assets 11

Harvard Business Review

SEPTEMBER 1, 2017

By the end of last year, at least 64 companies of the S&P 500 — about 13% of the total — posted regulatory filings informing investors about write-offs or exposure to asset devaluations as the bolivar continued to lose value against the U.S. Companies should hope for the best and prepare for the worst.

Government 9

Government Operations Energy Marketing 9