Remove Assets Remove Cash Flow Remove Insurance
article thumbnail

HR Finance 101: A Guide To Finance for HR

AIHR

A debit is an entry that increases the value of an asset or expense in an account or decreases the value of equity or liability. A credit increases a liability or equity or decreases the value of an asset or expense in an account. The term asset refers to anything with current or future economic value owned by a company.

Cash Flow 136
article thumbnail

What to Know About Small Business Liability Insurance

Zenefits

With tight cash flow and an uncertain market, small businesses can be financially ruined by a disastrous, unexpected lawsuit or accident. And insurance is meant to cover you — but what policy do business owners actually need? What insurance does a small business need? What insurance does a small business need?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Now What? Post-SVB, CEOs Need To Exercise Strategic Vision, Tactical Wile

Chief Executive

One possibility, Scheef said, is checking out cash-management platforms such as IntraFi ICS, a service that allows thousands of banks to spread out a company’s funds in increments of $249,000 to as many banks as necessary to get the amount covered by FDIC insurance in toto. The cost is roughly 15 basis points, he said.

Banking 52
article thumbnail

Small and Young Businesses Are Especially Vulnerable to Extreme Weather

Harvard Business Review

Almost one third of the firms negatively affected by the storm had no insurance of any Consistent with our predictions, young firms and small businesses insured at much lower rates. Others were unable to borrow to replace lost assets and address other operating needs, compromising their earnings potential.

article thumbnail

The Future of Cities Depends on Innovative Financing

Harvard Business Review

The world is not short on capital — a startling $43 trillion of assets is currently under management in the United States alone. Investors from hedge funds to insurance companies are operating in an environment of low yields, near-zero interest rates, and a glut of savings. Corporations might even get involved.

article thumbnail

We Can’t Study Short-Termism Without the Right Metrics

Harvard Business Review

Similarly, considering greater accruals (which represent the difference between reported income and operating cash flows) to measure short-term orientation has its difficulties. It assumes that a smaller proportion of cash flows in earnings indicates a myopic firm.

Metrics 11
article thumbnail

Why Data Breaches Don’t Hurt Stock Prices

Harvard Business Review

bank in assets, JP Morgan Chase , announced that in August, hackers had accessed its security system and that approximately seven million small businesses and 76 million households had been affected by a data breach. The company lost a total of about $236 million in breach-related costs, $90 million of which were offset by insurance.