Harvard Business Review

JUNE 8, 2012

Subprime mortgage losses turned out to be much smaller than expected —$300 billion, according to the Federal Crisis Inquiry Commission—and non-bank lenders suffered most of those losses (notwithstanding mark-to-market losses from credit downgrades). Banks are the vehicle through which the economy puts short-term savings to work.

Real Estate 15

Real Estate Banking Government Assets 15

Harvard Business Review

SEPTEMBER 14, 2018

Ever since the forced bankruptcy of the investment bank Lehman Brothers triggered the financial crisis 10 years ago, regulators, risk managers, and central bankers around the globe have focused on shoring up banks’ ability to withstand financial shocks. Peter Dazeley/Getty Images.

Banking 14

Banking Assets Risk Management Accounts 14

Harvard Business Review

OCTOBER 3, 2013

Many other major financial institutions — Bank of America , Citigroup, HSBC, Barclay’s, Wells Fargo, UBS, etc. But, at the end of the day, it is bank leaders and employees who must take the right business, legal and ethical actions under existing law. trillion in assets ,$1.1 on actual outlays and $2.5B

Banking 8

Banking Manager Risk Management Compliance 8

Harvard Business Review

SEPTEMBER 16, 2016

For example, at the end of its 2015 fiscal year, Apple’s balance sheet stated tangible assets of $290 billion as a contribution to its annual revenues, with approximately $141 billion worth of intangible assets — a combination of intellectual capital, brand equity, and (investor and consumer) goodwill.

Balance Sheet 13

Balance Sheet Assets Insurance Operations 13

Harvard Business Review

NOVEMBER 23, 2016

These threats change the risk management calculus of firms hoping to succeed in a more turbulent world. Start-ups are particularly at risk today because of both their size and age. Others were unable to borrow to replace lost assets and address other operating needs, compromising their earnings potential.

Insurance 13

Insurance Risk Management Small Business Cash Flow 13

Harvard Business Review

SEPTEMBER 14, 2012

Paul Tucker, Deputy Governor of the Bank of England, and the person leading the Financial Stability Board's recovery and resolution work programme, believes that banks have "nowhere to hide" in the post-crisis era and must face navigate stress in the future without relying on Government support. Iceland, Ireland).

Banking 8

Banking Balance Sheet Government Marketing 8

Harvard Business Review

MARCH 1, 2017

Money, equities, bonds, titles, deeds, contracts, and virtually all other kinds of assets can be moved and stored securely, privately, and from peer to peer, because trust is established not by powerful intermediaries like banks and governments, but by network consensus, cryptography, collaboration, and clever code. Insight Center.

Banking 15

Banking Insurance Assets Government 15

Harvard Business Review

MARCH 22, 2018

My perspective and approach to misconduct risk are influenced by my work as a bank supervisor, and by my background and training as an economist. In my view, bank supervision must include attention to the culture at financial firms, not just to their financial safety and soundness. Adverse selection.

Banking 15

Banking Risk Management Marketing Government 15

Harvard Business Review

MAY 1, 2012

The mispriced investments and derivatives at Enron look similar to mortgage-backed securities at banks or companies with a disproportionate amount of Level 3 fair-value assets (illiquid assets with highly subjective estimated values). Are these deals true risk transfers or are they cosmetic?

Balance Sheet 17

Balance Sheet Assets Banking Accounts 17

Harvard Business Review

JUNE 8, 2012

Subprime mortgage losses turned out to be much smaller than expected —$300 billion, according to the Federal Crisis Inquiry Commission—and non-bank lenders suffered most of those losses (notwithstanding mark-to-market losses from credit downgrades). Banks are the vehicle through which the economy puts short-term savings to work.

Real Estate 12

Real Estate Banking Government Assets 12

Harvard Business Review

JUNE 14, 2013

This rush to upgrade, however, creates a challenge: large numbers of excess electronics must be managed and disposed of properly. During a recent IT asset disposal project for a large New York bank, a chain-of-custody audit revealed three computers were untracked. Today more than 550 US laws now affect IT asset disposition.

Assets 9

Assets Risk Management Banking Transportation 9

Harvard Business Review

JULY 24, 2013

At Boeing, all enterprise technology (including digital) investments are managed by the CTO, which enables significant synergies. For Commonwealth Bank of Australia, convergence involved bringing together operations and IT into a new unit, Enterprise Services (ES), headed by the CIO. Coordination.

Assets 12

Assets Compliance Operations Banking 12

Harvard Business Review

OCTOBER 11, 2013

regulators announced new rules that would limit the leverage (ratio of debt or assets to equity) that the biggest U.S. banks can use in their business. In the early 1970s, for instance, the ratio of assets to equity for most firms was generally below 8-to-1. drop in asset prices would wipe out the equity of the bank.

Assets 9

Assets Banking Compensation Risk Management 9

Harvard Business Review

JANUARY 20, 2014

For me, it was a great opportunity to leverage an iconic brand and some incredible assets to try to imagine what a new future of financial services might look like. They’re unbanked or under-banked or, as we call it, unhappily banked. What have you accomplished so far? It’s important to understand the context. Leadership'

Software 9

Software Assets Banking Human Resources 9

Harvard Business Review

JUNE 29, 2016

The Bank of England will likely lower policy rates, or even adopt negative interest rates. The transmission mechanism to the real economy is primarily via delayed or canceled investment decisions or the anticipatory redeployment of employment or production assets. FTSE250) were indeed recorded in the first two sessions after the vote.

Risk Management 13

Risk Management Assets Banking Marketing 13

Harvard Business Review

MAY 26, 2017

Before you can mitigate your organization’s security risks, it’s important to understand how email gets companies in trouble. The most common type of email attack is phishing, fraudulent emails purporting to be from a potentially relevant entity such as a shipping firm, major bank, or tax authority.

Accounts Payable 12

Accounts Payable Hospitality Risk Management Operations 12

Harvard Business Review

MAY 15, 2013

The next time we hear about a bank or insurance company''s "green program" — like using energy efficient light bulbs or operating out of a LEED Platinum building — we''ll either scream or throw up. The result is a "heads the bank wins, tails society loses" set of outcomes. Don''t get us wrong.

Banking 8

Banking Insurance Energy Government 8

Harvard Business Review

JANUARY 24, 2013

And unfortunately, they suggest that, in our huge, complex financial institutions, major failures of organizational discipline and major losses are likely to recur, despite greater attention to risk management. million in 2012 — because of his "Whale-related" failures, and that JPM had posted a record 2012 net income of $21.3

Risk Management 8

Risk Management Banking Compensation Government 8

Harvard Business Review

FEBRUARY 8, 2016

Previously, the standard approach to its risk management process included monitoring business assets and conducting root-cause analyses on truck accidents after the fact. With machine-reengineering, the company has implemented Mobileye Collision Avoidance Systems, which uses an “intelligent vision sensor.”

Revenue 14

Revenue Engineering Operations Process Improvement 14

Harvard Business Review

OCTOBER 5, 2016

The first step in putting a dollar figure on cyber risks is to identify your company’s most important assets and its greatest vulnerabilities. For another business, the greatest cyber risk could be the abrupt inability to bill customers, or perhaps, in the case of a bank, a shutdown that prevents customers from getting paid.

Revenue 12

Revenue Insurance Banking Operations 12

Harvard Business Review

NOVEMBER 5, 2012

The board's duty is to ensure a balance between wealth creation, financial discipline and risk management; to make the fusion of high performance with high integrity the firm's foundation; and to choose and reward a CEO who has the vision, motivation and skills to effect that essential balance and critical fusion.

Government 9

Government Accounts Risk Management Assets 9

Harvard Business Review

APRIL 25, 2017

Per a new white paper that The Chertoff Group published, governments can best ensure the protection of critical assets in cyberspace by following eight key principles for authentication policy: Have a plan that explicitly addresses authentication.

Government 8

Government User Experience Assets Banking 8

Harvard Business Review

DECEMBER 28, 2017

Moreover, having regularly defaulted on its debts, few international institutions are willing to lend to the government, forcing it to rely on poorly capitalized local banks. For companies willing to take on some risks, now is the time to buy local assets, which, though priced in USD, are still fairly cheap because of the associated risk.

Banking 8

Banking Government Marketing Telecommunications 8

Harvard Business Review

DECEMBER 26, 2017

Think, for example, of the internal audit or occupational safety functions in general, or the risk management function in banks, as the Basel III regulatory framework stipulates that this function should be “under the direction of a chief risk officer (CRO), with sufficient stature, independence, resources and access to the board.”

Operations 8

Operations Scaling Compliance Benefits 8

Vantage Circle

JANUARY 9, 2024

Platform Accessibility: Self-Service Portals : This enables employees to access and update their personal information, view pay stubs, and manage benefits. Mobile Accessibility : Provides mobile access to essential HR functions, allowing employees and managers to perform tasks on the go.

Software 64

Software Compliance Onboarding Administration 64

Walk Me

AUGUST 18, 2022

Whether this is your first job in the role or you’re already a seasoned professional, the gap between the vision and the reality of being a healthcare manager can make the first year a real challenge. If you go over your budget, you will be in trouble and have to borrow money from the bank. Working capital management.

Manager 52

Manager Hospitality Insurance Operations 52

Harvard Business Review

JUNE 18, 2013

The public and private sectors need to work together to protect critical assets with confidence and trust — helping manage the risks we know, and getting ahead of those we don''t. Critical industry sectors from energy and banking to transportation and health care answer to different government agencies or regulators.

Government 9

Government Risk Management Telecommunications Assets 9

Harvard Business Review

SEPTEMBER 1, 2017

By the end of last year, at least 64 companies of the S&P 500 — about 13% of the total — posted regulatory filings informing investors about write-offs or exposure to asset devaluations as the bolivar continued to lose value against the U.S. Some of these companies are big multinationals such as Repsol, Mapfre, and BBVA.

Government 8

Government Operations Energy Marketing 8