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HR Finance 101: A Guide To Finance for HR

AIHR

A debit is an entry that increases the value of an asset or expense in an account or decreases the value of equity or liability. A credit increases a liability or equity or decreases the value of an asset or expense in an account. The term asset refers to anything with current or future economic value owned by a company.

Cash Flow 136
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Q&A: Recent Bank Failures Do Not Mean It’s 2008 All Over Again

UVA Darden

Smith: The Silicon Valley Bank, or SVB, invested heavily in relatively “safe” assets, in that the investments had little or no likelihood of default. But the assets wouldn’t pay back for a long time, mostly 10 years or more. The bank also had long-dated assets. Once the run started, the FDIC had to step in and close the bank.

Banking 52
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Q&A: Recent Bank Failures Do Not Mean It’s 2008 All Over Again

UVA Darden

Smith: The Silicon Valley Bank, or SVB, invested heavily in relatively “safe” assets, in that the investments had little or no likelihood of default. But the assets wouldn’t pay back for a long time, mostly 10 years or more. The bank also had long-dated assets. Once the run started, the FDIC had to step in and close the bank.

Banking 45
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Blockchain Could Make the Insurance Industry Much More Transparent

Harvard Business Review

While Edward Lloyd is largely credited with commercializing the insurance industry, with the creation of his namesake firm, Lloyd’s, over 330 years ago, the original concept of spreading risk (or “mutualizing”) goes back even further. Herein, as with all insurance, is where the concept of utmost good faith is laid bare.

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Do You Know What Your Company’s Data Is Worth?

Harvard Business Review

Failure to accurately quantify the enterprise value of data (EvD) may therefore woefully undervalue the importance of cyber-security investments, as well as the face values typically applied to cyber insurance policies. Definitions for what constitutes EvD, and methodologies to calculate its value, remain in their infancy.

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The Problem with the Profit Motive in Finance

Harvard Business Review

A few of the bullet points: • Banks insured by the Federal Deposit Insurance Corporation have $1.5 Banks have developed fortress balance sheets, improving credit quality by 54 percent, increasing net income and, restoring aggregate lending to pre-crisis levels of nearly $7 trillion. . • The largest U.S. The largest U.S.

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Old Management Systems Stifle New Business Models

Harvard Business Review

The Challenge of Investing in Digital Assets. That fact becomes apparent when you juxtapose the balance sheet of a company like Microsoft with the balance sheet of a company like Siemens. Unlike their industrial peers, managers of asset-light businesses focus little on the balance sheet.